IRRRL Eligibility Check
The Interest Rate Reduction Refinance Loan is the fastest, easiest way to lower your VA loan rate. Let's see if you qualify.
You Need a VA Purchase Loan First
The IRRRL (VA Streamline Refinance) is only available to veterans who already have an existing VA loan. It can't be used to refinance a conventional loan or to purchase a home. Check your VA purchase eligibility instead →
Leave blank if you're not sure. Eirik can look it up with you.
What Makes the IRRRL Special
- ✓ No appraisal required — saves time and money
- ✓ Minimal paperwork — streamlined process from start to close
- ✓ Lower VA funding fee — only 0.5% (vs. up to 3.3% for purchase)
- ✓ Can roll costs into the loan — potentially $0 out of pocket
Want Eirik to Review Your Loan?
Call or text Eirik, or pick a time on his calendar, and he'll review your current loan details and your rate reduction options with you.